Welcome to Our Online Loan Referral Service

3.5 4 reviews

2356 W Morthland Dr, Valparaiso, IN 46385, USA
+1 (219) 464-9569
www.1stsource.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM

Domain Info

Created Date

1995-10-16

Mailing Address

Company Name

Contact Data

Feedback about 1st Source Bank?

Here you see the feedback of our clients.

I like to go in an do my banking.

Desmond Larson DVM

Would highly recommend.

Tess Trantow DDS

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes people get acquainted general information about payday loans.

Payday Loans in Valparaiso, Florida

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in Valparaiso, Florida is issued easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates a customer will get.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will 1st Source Bank help issue a loan in Valparaiso, Florida?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are issued around the clock. The deposit will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Lenders do not consider this factor the only one to issue a loan in Valparaiso, Florida. The lending company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a exact cost of the payday loan.

APR Calculator

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Mariner Finance

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+1 (765) 962-7538

www.marinerfinance.com

Banterra Bank

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www.banterra.com

Walmart Money Center

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+1 (765) 529-5990

www.walmart.com

First Farmers Bank and Trust

112 S California St, Galveston, IN 46932, USA

+1 (574) 699-6209

www.ffbt.com

Horizon Bank

655 3rd St, Columbus, IN 47201, USA

+1 (812) 418-5200

www.horizonbank.com

Civista Bank

92 Walnut St, Lawrenceburg, IN 47025, USA

+1 (812) 537-4822

www.civista.bank

Horizon Bank

3501 Central Ave, Columbus, IN 47203, USA

+1 (812) 418-5220

www.horizonbank.com

Lake City Bank

507 E 9th St, Rochester, IN 46975, USA

+1 (574) 223-3300

locations.lakecitybank.com

S.A.M. Check Cashing Machine

1100 Main St, Brookville, IN 47012, USA

+1 (765) 647-4919

www.samcodirect.com

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