First Farmers Bank and Trust Payday Loans Review

5 2 reviews

Organization owner?

1004 Cass St, Wabash, IN 46992, USA

+1 (260) 563-1196

www.ffbt.com

Monday

8AM–5PM

Tuesday

8AM–5PM

Wednesday

8AM–5PM

Thursday

8AM–5PM

Friday

9AM–6PM

Saturday

Closed

Sunday

Closed

Domain Info

Created Date

1999-02-07

Mailing Address

123 N JEFFERSON ST, CONVERSE, IN, 46919-2124, United States

Company Name

First Farmers Bank and Trust

Contact Data

[email protected]

+1.7653953316

Feedback about First Farmers Bank and Trust?

Here you get acquainted with the feedback of our customers.

I trusted First Farmers Bank and Trust when it was necessary to get a cash advance. I filled out an application quickly. No issues.

Ansley McKenzie

I trusted First Farmers Bank and Trust when it was necessary to get a small loan. I submitted an application quickly. No issues.

Richmond Sauer

Pay Attention

Lending companies are described in the first three points. Below info offers common information about payday loans.

Payday Loans in Wabash, Indiana

A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts are from $100-$1,000.

This financial product in Wabash, Indiana is issued easily and quickly. The interest rate is specified considering the category of the customer: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

How will First Farmers Bank and Trust help take out a payday loan in Wabash, Indiana?

24/7 operation. Such online services allow you to get funds at any time. Funds are taken out day and night. The loan will be sent to a account, so a personal visit to the office is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Microfinance organizations in Wabash, in consider this circumstance not an obstacle to take out a loan. The borrower of a loan should be ready to objectively estimate financial capabilities, take out a loan, pay off the debt on a due date and not only handle current difficulties, but enhance the credit rating.

The following general points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to apply the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Wabash, Indiana

North Salem State Bank

704 W Main St, Danville, IN 46122, USA

+1 (317) 745-7190

www.nssb.bank

Northwest Bank

2101 S Tiger Dr, Yorktown, IN 47396, USA

+1 (765) 759-7748

www.northwest.bank

Edward Jones - Financial Advisor: Wayne G Denger

760 Alber St, Wabash, IN 46992, USA

+1 (260) 563-3010

www.edwardjones.com