First Merchants Bank Payday Loans Review

5 reviews

Organization owner?

122 W Washington St, Winchester, IN 47394, USA

+1 (765) 584-2501

www.firstmerchants.com

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Domain Info

Created Date

1996-04-03

Mailing Address

5860 Citrus Blvd, Suite D, #172, Harahan, LA, 70123, United States

Company Name

Jewella Privacy - 8a797

Jewella Privacy LLC Privacy ID# 12620229

Contact Data

[email protected]

+1.5043550545

Feedback about First Merchants Bank?

Here you grapple with the feedback of our clients.

It was necessary to improve the credit history, because there is practically no chance of getting a cash advance at a good interest rate. As a result, I addressed First Merchants Bank. The history improved after several loans paid back.

Theodora Collins III

I trusted First Merchants Bank when it was necessary to get a payday loan. I submitted an application quickly. No issues.

Prof. Theodora Price IV

First Merchants Bank seemed to me the safe. At least no insurance and extra charges. There are no discounts for regular customers. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Ms. Reba Mertz

Pay Attention

Further there will be given the details about not a definite lending company. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Winchester, Massachusetts

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Winchester, Massachusetts is issued easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates a borrower will get.

APR

23% small loan cap

How will First Merchants Bank help take out a loan in Winchester, Massachusetts?

Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with personal data. It will take several minutes to review the form. The money are credited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor reviewed by financial institutions is known as bad credit history. But this drawback is not taken as the only one by microfinance organizations to issue a cash advance. The lender process many aspects such as financial solvency to approve the form. Cash advance in Winchester, Massachusetts may help level up your credit history.

The following common points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Winchester, Indiana

Walmart Money Center

450 Greensburg Commons Shopping Center, Greensburg, IN 47240, USA

+1 (812) 663-3434

www.riamoneytransfer.com