Welcome to Our Online Loan Referral Service

3.7 3 reviews

418 E Call St, Algona, IA 50511, USA
+1 (515) 295-7600
www.westiowabank.com
Friday
8AM–4:30PM
Saturday
8–11AM
Sunday
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM

Domain Info

Created Date

2003-07-03

Mailing Address

OK, United States

Company Name

BankOnIT

BankOnIT

Contact Data

What people think about West Iowa Bank?

Below you find some of the reviews of our customers.

Nice place for your boating needs.

Audra Deckow

And took away my debit card forever freaking jokers

Lorna Walsh

Pay Attention

Now you can read general aspects of payday loans.

Payday Loans in Algona, Iowa

A payday loan is a short-term loan that can help you cover immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Algona, Iowa is are simple to access. The interest rate is specific for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a poor credit rating. Payday loan approvals depend very much on other aspects. Payday companies will look at your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the exact cost of the cash advance loan immediately.

APR Calculator

Other Payday Lenders in Algona, Iowa

Newton Pawn & Gun Shop

321 1st Ave W, Newton, IA 50208, USA

+1 (641) 792-3275

Principal Financial

1230 N 17th St, Chariton, IA 50049, USA

+1 (641) 774-2766

www.principal.com

Advance America

6322 University Ave Space M, Cedar Falls, IA 50613, USA

+1 (319) 266-4629

www.advanceamerica.net

Bank Iowa - Shenandoah

701 W Sheridan Ave, Shenandoah, IA 51601, USA

+1 (712) 246-1311

www.bankiowa.bank

Reliance State Bank

175 E 3rd St, Garner, IA 50438, USA

+1 (641) 923-2801

www.rsbiowa.com

Principal Financial Group

200 2nd Ave SE, Cedar Rapids, IA 52401, USA

+1 (319) 362-2149

www.principal.com

Great Western Bank

1609 Madison St, Bedford, IA 50833, USA

+1 (712) 523-3611

www.greatwesternbank.com

Check For Cash

2301 Circle Dr W, Spirit Lake, IA 51360, USA

+1 (712) 336-2274

expressloansofamerica.com

Collins Community Credit Union

4855 Asbury Rd, Dubuque, IA 52002, USA

+1 (800) 475-1150

www.collinscu.org

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