Greater Iowa Credit Union Payday Loans Review

5 6 reviews

Organization owner?

2623 Northridge Pkwy, Ames, IA 50010, USA

+1 (800) 296-9064

bit.ly

Thursday

8:30AM–5PM

Friday

8:30AM–5:30PM

Saturday

9AM–12PM

Sunday

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Greater Iowa Credit Union?

Here you see the reviews of our customers.

The funds are transferred to my card. I pay back through my account. The payment is convenient and fast. Pay on schedule and there will be no problems.

Mrs. Nelda Mayert

I issued a cash advance when I had problems with money. There was no other way out. I found this website on the Internet, among others. Has applied several services. One refused, the other offered too high a interest rate, but here it was approved as I wanted.

Miss Drew Turner

Thanks to the specialists for the reputable service. They helped out in difficult times. For application you only need an ID.

Mr. Jamey Hirthe

Thanks to the staff for the reputable service. They assisted in difficult times. For application you only need an ID.

Miss Lesly Parker

Pay Attention

Above-specified info offers the details about a definite lending company. Below-defined info is devoted to general information about payday loans.

Payday Loans in Ames, Iowa

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in Ames, Iowa are issued problem-free. The interest rate depends on the borrower's person-related information: if you pay back more payday loans, the more favorable terms and rates lenders offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Greater Iowa Credit Union help take out a payday loan in Ames, Iowa?

24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The transfer will be sent to a card, so a personal visit to the department is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor considered by financial institutions is called as bad credit history. But this obstacle is not implied as the only one by payday lenders to issue a cash advance. The lender review many aspects such as financial abilities to approve the application. Cash advance in Ames, Iowa may help enhance your credit score.

The following common points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the cash advance.

APR Calculator

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www.fastcashmuscatine.com

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+1 (319) 622-3445

locations.usbank.com

Community Bank & Trust

422 Commercial St, Waterloo, IA 50701, USA

+1 (319) 291-2000

www.communitybt.bank