Welcome to Our Online Loan Referral Service

3.2 38 reviews

3015 Blairs Ferry Rd NE, Cedar Rapids, IA 52402, USA
+1 (319) 892-7300
www.linnareacu.org
Wednesday
9AM–5PM
Thursday
10:30AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Linn Area Credit Union?

Below you get acquainted with some of the opinions of our customers.

Friendly staff and good services.

Miss Ciara Prosacco

These people will not treat you fairly if you have a low credit score.

Johnathon Beatty

Nick Mundorf was great to work with for our home loan.

Bonnie Reynolds

Important

Above there is information about a exact loan provider. Below you can see common characteristics of payday loans.

Payday Loans in Cedar Rapids, Iowa

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Online payday loans can be the best solution to your short-term financial issues in Cedar Rapids , Iowa because they are easily obtained and easily paid off. Your APR will depend on your state law or on the payday lender's policy.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to individuals with a poor credit score. Payday loan approvals depend very much on other circumstances. They will look at your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Cedar Rapids, Iowa

First State Bank

301 7th Ave, Sully, IA 50251, USA

+1 (641) 594-3744

www.fsbankia.com

First Federal Credit Union

1035 N Center Point Rd, Hiawatha, IA 52233, USA

+1 (319) 743-7806

www.firstfedcu.com

MidWestOne Bank

280 John F Kennedy Rd, Dubuque, IA 52002, USA

+1 (563) 583-5751

www.midwestone.bank

F & M Bank

220 W Main St, Anamosa, IA 52205, USA

+1 (319) 462-6878

www.fmbankia.com

Urban Personal Loans

1204 Jordan Creek Pkwy, West Des Moines, IA 50266, USA

+1 (515) 679-3100

urbanpersonalloans.com

Raccoon Valley Bank

1009 Court St, Adel, IA 50003, USA

+1 (515) 993-4581

www.raccoonvalleybank.com

Farm Credit Services of America

700 Senate Ave, Red Oak, IA 51566, USA

+1 (712) 623-5181

www.fcsamerica.com

Fidelity Bank & Trust

200 Peosta St, Peosta, IA 52068, USA

+1 (563) 556-3002

www.bankfidelity.com

EZ Money Check Cashing

1238 E 14th St, Des Moines, IA 50316, USA

+1 (515) 262-2552

des-moines-ia-e-14th.getezmoney.com

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