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What people think about Neighborhood Finance Corporation?
Below you see some of the testimonials of our clients.
A couple of weeks ago I urgently needed money to pay for a bike repair. I submitted an application form via the website of Neighborhood Finance Corporation. I entered the basic personal data. No phone calls. The desired amount was approved within a couple of minutes. The money was sent to my bank account the next day. Awesome lender!
Miss Connie Koch
I applied for the first payday loan in my life, was approved in 15 minutes despite the fact that I had low credit score. I repaid it on time. Love this lender for their affordable rates. Other lenders in my city charge sky high interest!
Destiney Roberts
I needed $700 to buy a birthday gift. The only solution was to apply for a cash advance. Found a lot of companies on the Internet. Neighborhood Finance Corporation is the most legit financial institution in Cedar Rapids.
Carlie Eichmann
Was invited to a wedding but was broke at that time. A friend recommended me to address Neighborhood Finance Corporation. And I did. This was the right decision! Yes, the APR was high but I believe it’s because I had low credit. In general, The process was fast.
Franz Koepp
Pay Attention
The previous three items describe a definite company. But below you can find common information about payday loans.
Payday Loans in Cedar Rapids, Iowa
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.
Payday loans are the easiest loans to access in Cedar Rapids, Iowa. The entire process is easy. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit rating can typically be an obstacle to taking out a bank loan. A payday loan can save people who have bad credit scores or have no credit history. But we recommend you that as with any loan you should only think about applying for a cash advance if you are convinced that you can afford payments without delays.
To get approved for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and learn the precise cost of the payday loan immediately.
APR Calculator
Other Payday Lenders in Cedar Rapids, Iowa
North Iowa Community Credit Union
640 S Federal Ave, Mason City, IA 50401, USA
+1 (888) 424-2281
www.niccu.com
Edward Jones - Financial Advisor: Clifton Kalafatich, CFP®|ChFC®|AAMS®
16 Taft St N, Humboldt, IA 50548, USA
+1 (515) 332-2434
www.edwardjones.com
Edward Jones - Financial Advisor: Daniel M Timmons
5515 Jersey Ridge Rd Suite C, Davenport, IA 52807, USA
+1 (563) 441-5655
www.edwardjones.com
Danville State Savings Bank
102 S Walnut St, New London, IA 52645, USA
+1 (319) 367-5100
www.danvillebank.com
