Welcome to Our Online Loan Referral Service

4.8 16 reviews

1702 N 2nd St, Clinton, IA 52732, USA
+1 (563) 243-6320
www.ascentra.org
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Ascentra Credit Union?

Here you grapple with the reviews of our clients.

They made getting a loan so easy. The loan officer was very helpful.

Julianne Okuneva

When I needed a loan they were so helpful and told me what I needed to do such wonderful people to work with.

Joanny Lind IV

And people that remembers names.

Mandy Nikolaus Sr.

Pay Attention

Lenders are shown in the first three points. Below info shows shared information about payday loans.

Payday Loans in Clinton, New York

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

Payday loans in Clinton, New York are issued problem-free. The interest percentage depends on the customer's person-related information: if you repay more payday loans, the more favorable terms and rates lenders offer.

APR

25% small loan cap

How will Ascentra Credit Union help take out a loan in Clinton, New York?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be credited to account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in Clinton, ny review this circumstance not a hindrence to take out a loan. The client of a loan should be ready to objectively estimate financial abilities, take out a loan, pay off the debt on time and not only solve current difficulties, but enhance the credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to use the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Clinton, Iowa

First State Bank

304 E Main St, Belmond, IA 50421, USA

+1 (641) 444-3226

www.fsbbelmond.com

U.S. Bank Branch

6307 University Ave, Cedar Falls, IA 50613, USA

+1 (319) 266-3989

locations.usbank.com

Iowa Trust & Savings Bank

12035 University Ave Suite 101, Clive, IA 50325, USA

+1 (515) 225-6229

www.iowatrustbank.com

MidWestOne Bank

280 John F Kennedy Rd, Dubuque, IA 52002, USA

+1 (563) 583-5751

www.midwestone.bank

Check Into Cash

1709 N Jefferson Way #300, Indianola, IA 50125, USA

+1 (515) 961-8455

local.checkintocash.com

Thrivent Financial: Midwest Group

622 Progress Ave, Waterloo, IA 50701, USA

+1 (319) 232-2171

connect.thrivent.com

Bank of the West

405 Heivly St, Decorah, IA 52101, USA

+1 (563) 387-3683

www.bankofthewest.com

Advance America

6322 University Ave Space M, Cedar Falls, IA 50613, USA

+1 (319) 266-4629

www.advanceamerica.net

Principal Financial Group

501 D Ave, Atkins, IA 52206, USA

+1 (319) 446-6420

www.principal.com

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