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4 reviews

1831 2nd St, Coralville, IA 52241, USA
+1 (319) 828-8000
www.ft-sb.com
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-02-17

Mailing Address

96 Mowat Ave, Toronto, ON, M6K 3M1, Canada

Company Name

Contact Privacy Inc. Customer 0153723338

Contact Privacy Inc. Customer 0153723338

Contact Data

[email protected]

+1.4165385457

Feedback about First Trust & Savings Bank?

Here you read the reviews of our customers.

Not the first time I use First Trust & Savings Bank. The service is reliable. They immediately inform how much you should pay off. No cheating. You can always extend the loan. It helps out a lot when cash is urgently needed.

Arnold Murazik

It so happened that it had to go to another town, but the paycheck had not yet arrived. A friend recommended me to use First Trust & Savings Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Myrtice Larson

Pay Attention

Above there are details about a definite lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Coralville, Iowa

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

Such financial products as payday loan in Coralville, Iowa is taken out simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more loans you pay back off, the more favorable rates you will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will First Trust & Savings Bank help issue a payday loan in Coralville, Iowa?

  • Round the clock service. Every customer may address the service round the clock. The borrowed money will be transfered to card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be considered within minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor processed by financial institutions is known as bad credit history. But this obstacle is not taken as the only one by microfinance organizations to issue a cash advance. The lending company review many aspects such as financial solvency to approve the request. Payday loans in Coralville, Iowa may help enhance your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

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Victor State Bank

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Colton Wicker - Ameriprise Financial Services, LLC

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Iowa Bankers Association

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Charter Bank

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Cash Is King

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