Welcome to Our Online Loan Referral Service

3.7 7 reviews

West Room 3W08 601, US-6, Iowa City, IA 52246, USA
+1 (800) 475-1150
www.collinscu.org
Friday
8:30AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM

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Created Date

Mailing Address

Company Name

Contact Data

Feedback about Collins Community Credit Union?

Here you see the reviews of our customers.

Good customer service and very knowledgeable!

Corene McKenzie

Cannot find the place.

Emery Gusikowski

Pay Attention

The first three points specify the certain lender. In other turn, below-specified info makes readers grapple with shared information about payday loans.

Payday Loans in Iowa City, Iowa

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Iowa City, Iowa is taken out easily and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more reasonable rates you will recieve.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Collins Community Credit Union help take out a payday loan in Iowa City, Iowa?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the application. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% deny the request when lenders in Iowa City, ia will assess other aspects like payment abilities and approve a loan. This is a way to improve your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Iowa City, Iowa

Wells Fargo Bank

200 W State St, Jefferson, IA 50129, USA

+1 (515) 386-3141

www.wellsfargo.com

Advance Funding Resources Inc

2918 Hillmer Dr SW, Cedar Rapids, IA 52404, USA

+1 (319) 396-9403

expressloansofamerica.com

Edward Jones - Financial Advisor: Curt J Solsma, AAMS®

7 1st Ave NE, Oelwein, IA 50662, USA

+1 (319) 283-1607

www.edwardjones.com

Northwestern Mutual Financial

2430 Glasgow Rd, Fairfield, IA 52556, USA

+1 (641) 469-5301

www.northwesternmutual.com

Edward Jones - Financial Advisor: Trevor M Fennelly, AAMS®|CRPS®

2720 Locust St Ste 12B, Davenport, IA 52804, USA

+1 (563) 391-2094

www.edwardjones.com

Fidelity Bank & Trust

4250 Asbury Rd, Dubuque, IA 52002, USA

www.bankfidelity.com

Luana Savings Bank

22 W Main St, New Hampton, IA 50659, USA

+1 (641) 394-2116

luanasavingsbank.com

Northwest Bank

1005 SW Oralabor Rd, Ankeny, IA 50023, USA

+1 (515) 963-5040

www.nw.bank

U.S. Bank Branch

4045 Merle Hay Rd, Des Moines, IA 50310, USA

+1 (515) 248-7730

locations.usbank.com

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