Welcome to Our Online Loan Referral Service


201 High St, Kellogg, IA 50135, USA
+1 (641) 526-8231

Feedback about Hedrick Savings Bank?

Here you get acquainted with the feedback of our customers.

A good payday lender. The service quickly reviewed the application and credited the funds to my card.

Vicenta Lind

I submit an application quite often. I am satisfied with the terms. There is online round the clock service.

Lucinda Wilkinson

Hedrick Savings Bank applied for a payday loan secured by an auto for the first time, I liked everything very much. Quick and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Dr. Clair Cormier

I issued a cash advance when I had problems with money. There was no other way out. I looked out this site on the Internet, among others. Has applied several services. One declined, the other issued at too high a interest rate, but here it was approved as I wanted.

Mr. Conrad Schmeler

Good service with a reasonable percentage. Money deposited immediately, I always use Hedrick Savings Bank.

Prof. Lori Hudson DDS

Pay Attention

Above there are details about a definite lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Kellogg, Iowa

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Kellogg, Iowa is issued easily and fast. The interest rate is specified respecting the category of the borrower: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Hedrick Savings Bank help take out a loan in Kellogg, Iowa?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Kellogg, Iowa. They estmate many other factors before taking out a cash advance. One of them is solvency. This is a way to improve your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Kellogg, Iowa

Ascentra Credit Union

2339 53rd Ave, Bettendorf, IA 52722, USA

+1 (563) 355-0152

www.ascentra.org

North Iowa Community Credit Union

4063 4th St SW, Mason City, IA 50401, USA

+1 (641) 423-2281

www.niccu.com

Check Into Cash

1903 Park Ave #5020, Muscatine, IA 52761, USA

+1 (563) 288-9328

local.checkintocash.com

Check Into Cash

600C W Taylor St, Creston, IA 50801, USA

+1 (641) 782-2247

local.checkintocash.com

First Community Bank

400 Main St, Rockwell City, IA 50579, USA

+1 (712) 297-7556

www.fcb4u.com

Bank 1st

101 E Main St, West Union, IA 52175, USA

+1 (563) 778-2297

www.bank1stia.com

Great Western Bank

401 Broad Ave, Stanton, IA 51573, USA

+1 (712) 829-2737

www.greatwesternbank.com

Edward Jones - Financial Advisor: Eric J Feller

501 Court St, Williamsburg, IA 52361, USA

+1 (319) 668-9364

www.edwardjones.com

The Family Credit Union

1530 W 53rd St, Davenport, IA 52806, USA

+1 (563) 388-8328

familycu.com

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