Welcome to Our Online Loan Referral Service


106 E Main St, Ossian, IA 52161, USA
+1 (563) 532-9375
www.statebankia.com
Friday
8AM–4PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
8AM–6PM

Domain Info

Created Date

2013-12-23

Mailing Address

Iowa, United States

Company Name

Contact Data

Feedback about State Bank?

Here you see the reviews of our customers.

Only an ID is needed to submit an application. Was on a working trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Augustine Koelpin

I recommend State Bank to everyone, I am applying for the second time. Everything is great!

Prof. Theron Bogisich

Pay Attention

Payday lenders are described in the first three points. Below info defines shared information about payday loans.

Payday Loans in Ossian, Indiana

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Ossian, Indiana is issued easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates a borrower will recieve.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

How will State Bank help issue a payday loan in Ossian, Indiana?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out day and night. The payday loan will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by banks before issuing a loan. But banks almost 100% refuse the application when lenders in Ossian, in will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in Ossian, Iowa

Central Bank

301 Main St, Washta, IA 51061, USA

+1 (712) 447-6420

www.centralbankonline.com

U.S. Bank Branch

222 Washington St, Cedar Falls, IA 50613, USA

+1 (319) 277-1320

locations.usbank.com

Mediapolis Savings Bank

605 Main St, Mediapolis, IA 52637, USA

+1 (319) 394-3191

www.gomsb.bank

Cedar Falls Community Credit

123 W 4th St, Cedar Falls, IA 50613, USA

+1 (319) 266-7531

www.cfccu.org

Chelsea Savings Bank

Van Horne, IA 52346, USA

+1 (319) 228-8321

www.chelseasavingsbank.com

Chelsea Savings Bank

100 N Main St, Traer, IA 50675, USA

+1 (319) 478-8200

www.chelseasavingsbank.com

MidWestOne Bank

1001 IA-57, Parkersburg, IA 50665, USA

+1 (319) 346-1645

www.midwestone.bank

CBI Bank & Trust - Kalona Banking Center

402 B Ave, Kalona, IA 52247, USA

+1 (319) 656-2265

www.cbibt.com

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