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Created Date
1999-02-09
Mailing Address
Company Name
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Feedback about Siouxland Federal Credit Union?
Here you read the reviews of our clients.
Awesome bank the tellers are all so nice, if you need a loan ask for Danette she's the best! ☺
Dr. Harold Nikolaus Sr.
Definitely the best bank and people I have banked with.
Hosea Bode
This place needs to get shut down.
Lance Stokes IV
Definitely the best bank and people I have banked with.
Dr. Jarod Kessler DDS
This place needs to get shut down.
Cora Mitchell V
I recommend SFCU to all my friends and family and anyone for that matter.
Alexandria Hammes
Pay Attention
Further there will be shown the details about not a exact lending company. The information below will explain common information about payday loans and its specific elements.
Payday Loans in Sioux City, Iowa
According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.
This financial product in Sioux City, Iowa is taken out easily and fast. The interest percentage is specified respecting the category of the borrower: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
How will Siouxland Federal Credit Union help take out a payday loan in Sioux City, Iowa?
- 24/7 operation. Such online services allow you to get funds at any time. Funds are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the store is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
What data to fill out in the application? - General Info
To submit an application, every customer should fill out the following data:
Then a customer should submit an application to get a proposal from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Sioux City, Iowa. The company will estimate many points to qualify such as solvency. Payday loans will be a source to improve your bad credit rating into a favorable one.
The following common points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to find out the APR of the payday loan, you are welcome to use the calculator. It will determine the cost of the payday loan.
APR Calculator
Other Payday Lenders in Sioux City, Iowa
Great Western Bank
2100 Commerce Dr, Red Oak, IA 51566, USA
+1 (712) 623-9809
www.greatwesternbank.com
Edward Jones - Financial Advisor: Jeff Barta
702 S Gilbert St Ste 102, Iowa City, IA 52240, USA
+1 (319) 351-6095
www.edwardjones.com
Edward Jones - Financial Advisor: Perry A Overton, AAMS®
1207 S Marshall St, Boone, IA 50036, USA
+1 (515) 432-7127
www.edwardjones.com
