Domain Info
Created Date
1995-02-14
Mailing Address
MN, United States
Company Name
US Bank, National Association
US Bank, National Association
Contact Data
What people think about U.S. Bank Branch?
Below you read some of the opinions of our clients.
The online portal does not work so I can not apply for the funds…
Prof. Vita Schuster
Ridiculous interest rate. Had to repay really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Client service was terrible too. The lady on the phone was very racist. Not recommended. Better explore another loan provider.
Antoinette Becker
Pay Attention
Below you can review general information about payday loans and their common features.
Payday Loans in Spencer, New York
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
It is effortless and speedy to get accepted for payday loans in Spencer, New York. The APR will be set individually for each case and will depend on the personal details the consumer provided.
APR
25% small loan cap
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit score you may still get approved for a payday loan. Such loans are designed to help meet the needs of applicants with lower credit scores. There are companies who may be willing to give you a payday loan even if you have a poor credit rating. You will need a steady income to be eligible for a bad credit payday loan.
To get approved for a payday loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a loan, you can use an online calculator. It will show the exact APR of your payday loan.
APR Calculator
Other Payday Lenders in Spencer, Iowa
Check Into Cash
3158 Singing Hills Blvd, Sioux City, IA 51106, USA
+1 (712) 276-7920
local.checkintocash.com
North Star Community Credit Union
1167, 216 Moorehead Ave, Ida Grove, IA 51445, USA
+1 (712) 364-3000
www.nsccu.org
Collins Community Credit Union
3680 US-151, Marion, IA 52302, USA
+1 (800) 475-1150
www.collinscu.org
