Welcome to Our Online Loan Referral Service

5 reviews

1400 18th St, Spirit Lake, IA 51360, USA
+1 (712) 336-4100
www.centralbankonline.com
Friday
8AM–5:30PM
Saturday
8–11:30AM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

2003-04-24

Mailing Address

Iowa, United States

Company Name

Commercial Financial

Commercial Financial

Contact Data

What people think about Central Bank?

Below you get acquainted with some of the opinions of our customers.

Nice and cautious service.

Barrett Williamson

So, if you’re interested in garbage customer service, you’ve found the place

Marcelle Hills

This site on Hennipen Ave, is the best check cashing store in the Twin Cities.

Darlene Herzog

Pay Attention

The previous three items describe a precise lending service. But below you can find common details about payday loans.

Payday Loans in Spirit Lake, Iowa

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to get in Spirit Lake, Iowa. The entire process is stress-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a bad credit history. Payday loan approvals depend very much on specific factors. Payday companies will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get accepted for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Spirit Lake, Iowa

Shelby County State Bank

508 Court St, Harlan, IA 51537, USA

+1 (712) 755-5112

www.scsbnet.com

ATM (Wells Fargo Bank)

600 Chestnut St, Atlantic, IA 50022, USA

+1 (712) 243-1140

www.wellsfargo.com

Dietzenbach Financial

101 N Maryville St, Calmar, IA 52132, USA

+1 (563) 562-1048

www.dietzenbachfinancial.com

M&T Bank

43 Albany St, Manning, IA 51455, USA

www.mtb.com

U.S. Bank Branch

2615 Grand Ave, Ames, IA 50010, USA

+1 (515) 232-0093

locations.usbank.com

Principal Financial Group

1006 E 14th St S, Newton, IA 50208, USA

+1 (641) 243-3379

Edward Jones - Financial Advisor: Troy L Pugh, AAMS®

2464 IA-22 Suite A, Muscatine, IA 52761, USA

+1 (563) 263-0951

www.edwardjones.com

Farmers Savings Bank

103 3rd St, Frederika, IA 50631, USA

+1 (319) 275-4301

www.frederikabank.com

First Bank

435 N Main St, Goldfield, IA 50542, USA

+1 (515) 825-3151

www.firstiowa.bank

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