Domain Info
Created Date
1998-11-06
Mailing Address
Iowa, United States
Company Name
The State Bank
The State Bank
Contact Data
Feedback about The State Bank?
Here you get acquainted with the reviews of our customers.
I recommend The State Bank to everyone, I am applying for the second time. Everything is great!
Mr. Spencer Koch
I recommend The State Bank to everyone, I am applying for the second time. Everything is great!
Mrs. Melba Moen V
A good payday lender. The company quickly reviewed the application and credited the funds to my credit card.
Betty Stiedemann
I addressed The State Bank. Everything was done quickly. Only pleasant impressions remained!
Evan Okuneva
Pay Attention
The first three points specify the certain lending company. In other turn, below-shown info makes readers grapple with common information about payday loans.
Payday Loans in Spirit Lake, Iowa
A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.
Payday loans in Spirit Lake, Iowa are taken out problem-free. The interest percentage is dependent on the borrower's personal information: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies offer.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
How will The State Bank help issue a loan in Spirit Lake, Iowa?
- 24/7 service. Such online services allow you to credit funds at any time. Funds are taken out day and night. The loan will be sent to a credit card, so a personal visit to the office is not required.
- No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill out in the application? - General Info
To leave an application, every borrower should fill out the following data:
Submit an application to get terms and rates for an offer from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a negative factor that is processed by financial institutions. Payday lenders in Spirit Lake, ia review this circumstance not an obstacle to issue a loan. The client of a loan should be prepared to objectively estimate financial solvency, issue a loan, pay off the debt on time and not only solve current problems, but enhance the credit rating.
The following general points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator shows the cost of the payday loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Spirit Lake, Iowa
Edward Jones - Financial Advisor: Brandon Kain
804 S Market St, Oskaloosa, IA 52577, USA
+1 (641) 673-1470
www.edwardjones.com
U.S. Bank ATM - Centerville
100 E Jackson St, Centerville, IA 52544, USA
+1 (800) 872-2657
usbank.com
Family Community Credit Union
1211 N Grand Ave, Charles City, IA 50616, USA
+1 (641) 228-6612
www.ccfccu.com
Advance America
626 S Monroe Ave, Mason City, IA 50401, USA
+1 (641) 424-5750
www.advanceamerica.net
