Welcome to Our Online Loan Referral Service


1805 18th St, Spirit Lake, IA 51360, USA
+1 (712) 336-1095
www.citizenscu.com
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

Domain Info

Created Date

2000-02-09

Mailing Address

Company Name

Contact Data

What people think about Citizens Community Credit Union?

Below you get acquainted with some of the testimonials of our customers.

Thanks!! The funds were sent to my bank account as promised – the next day. I paid off the loan on time and had no problems. The process is easy and transparent. Be a responsible borrower and you will have no problems.

Maurine Hirthe

A good website. The lender quickly processed my application. Had funds in my account the next morning. If you need some extra money urgently, this is the best loan provider, I’m telling you!

Daphnee Willms

I recommend Citizens Community Credit Union to everyone who need extra cash. I’ve been using them for 2nd time. Always fantastic service!

Tiara Nicolas IV

Citizens Community Credit Union seems nice. They rescued me twice. The first cash advance approved was small – $400, but next time the limit was increased to $700. Repaid the loan even earlier. The managers were amazing, they gave fast answers to all my questions. No complaints. But their rates are average.

Maxie Price

Important

Now you can see general features of payday loans.

Payday Loans in Spirit Lake, Iowa

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to access in Spirit Lake, Iowa. The entire process is hassle-free. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are designed for borrowers with a credit report that's less than perfect, or who have little to no credit history. Bad credit score may stop you from getting approved for a bank loan. Payday lenders in Spirit Lake, ia accept consumers with bad credit. You can apply for a bad credit payday loan online at any time of the day and if successful could have the funds in your account within the hour.

To get accepted for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the real APR of your cash advance.

APR Calculator

Other Payday Lenders in Spirit Lake, Iowa

Cornerstone Bank

123 E Main St, Clarinda, IA 51632, USA

+1 (712) 542-2103

www.cornerstonebankia.com

Pilot Grove Savings Bank

403 S Gear Ave #101, West Burlington, IA 52655, USA

+1 (319) 208-7857

www.pilotgrovesavingsbank.com

Farmers State Bank

905 Jon Rd, Dunkerton, IA 50626, USA

+1 (319) 287-3961

www.fsb1879.com

Hometown Cash Advance

1734 Washington St Ste 1, Davenport, IA 52804, USA

+1 (563) 323-2274

Cedar Rapids Bank & Trust

5400 Council St NE, Cedar Rapids, IA 52402, USA

+1 (319) 743-3555

www.crbt.bank

Dana Uhlenhopp: Lincoln Savings Bank

402 N Main St, Allison, IA 50602, USA

+1 (319) 267-2742

www.mylsb.com

Community Bank & Trust

2609 2nd Ave, Muscatine, IA 52761, USA

+1 (563) 263-1122

www.commbk.net

Great Southern Bank

1290 Copper Creek Dr, Pleasant Hill, IA 50327, USA

+1 (515) 265-4880

locations.greatsouthernbank.com

Edward Jones - Financial Advisor: Gabe Pettit

517 Central Ave, Fort Dodge, IA 50501, USA

+1 (515) 576-8387

www.edwardjones.com

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