Domain Info
Created Date
2001-07-31
Mailing Address
Iowa, United States
Company Name
Walker State Bank
Walker State Bank
Contact Data
What people think about The Exchange State Bank?
Below you read some of the testimonials of our clients.
I got a loan from The Exchange State Bank twice. Paid back all my loans in a timely manner. Last week wanted to borrow more, but they approved me for only $500 ???
Sandra D'Amore
I tried to borrow money from The Exchange State Bank. They rejected me. Why then declare they approve everyone even those with bad credit?? Unrecommended. Later, got many mails with an offer to apply for a payday loan. I do not recommend this company.
Dr. Obie Veum
Seems a fake company. They ask for too many personal data. I think it’s dangerous to submit such data [online|on the Internet. You’d better find another lender.
Mr. Obie McLaughlin
Important
Now you can review general characteristics of payday loans.
Payday Loans in Springville, New York
Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Payday loans in Springville, New York is are simple to get. The APR is individual for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
25% small loan cap
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to applicants with a poor credit rating. Payday loan approvals depend very much on other circumstances. They will look at your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a payday loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.
APR Calculator
Other Payday Lenders in Springville, Iowa
Fidelity Bank & Trust
100 N Lawler St, Postville, IA 52162, USA
+1 (563) 864-7615
www.bankfidelity.com
Great Western Bank
201 N Main St, Chariton, IA 50049, USA
+1 (641) 774-4700
www.greatwesternbank.com
ACE Cash Express
3030 W Broadway Suite #4, Council Bluffs, IA 51501, USA
+1 (712) 323-1852
www.acecashexpress.com
