Welcome to Our Online Loan Referral Service

3.7 15 reviews

112 E Myrtle St, Independence, KS 67301, USA
+1 (620) 331-1660
www.equitybank.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9:30AM–5:30PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1996-02-05

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Equity Bank?

Here you get acquainted with the reviews of our clients.

Great customer service

Fred Kerluke III

Is the job too hard or is everyone transferred out since Equity changed hands??

Efrain Dibbert

I have a low income & they treat me feel like family.

Jammie Weimann

Good customer service

Lynn Turner I

Tom Merrell helped me with financing my truck and boat at unbeatable rates.

Cruz Stamm

Staff are so helpful and so nice!

Ms. Icie Smitham

They are the best bank in town!

Josiah McClure

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes users get acquainted general information about payday loans.

Payday Loans in Independence, Virginia

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts are from $100-$1,000.

It is easy and quick to take out payday loans in Independence, Virginia. The rates are set on an individual basis: if a client repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Equity Bank help issue a loan in Independence, Virginia?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are issued around the clock. The loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Independence, va consider this circumstance not an obstacle to take out a loan. The client of a cash advance should be ready to objectively estimate financial abilities, take out a loan, pay off the debt on time and not only resolve current problems, but improve the credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

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