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4.4 26 reviews
Loan agency in Wichita, Kansas

1716 E Central Ave, Wichita, KS 67214, USA
5 years in business
+1 (316) 262-8500
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
9AM–2PM
Sunday
Closed

What people think about LoanSmart?

Below you find some of the opinions of our customers.

Friendly staff & very helpful.

Prof. Jamel Murazik

When someone is in a tight budget They won’t work with people!

Theodore Kling

Very professional and good customer service.

Lucienne Botsford

Good prices and friendly service.

Miss Kiera Collier I

This pawn shop is run by a bunch of thieving crooks.

Prof. Deven McClure

Important

The previous three items describe a precise lending service. But below you can find general data about payday loans.

Payday Loans in Wichita, Kansas

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

It is trouble-free and speedy to get approved for payday loans in Wichita, Kansas. The interest rate will be set individually for each person and will depend on the personal data the applicant entered.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are perfect for borrowers with a credit report that's less than spotless, or who have bad to no credit history. Bad credit history may prevent you from getting accepted for a bank loan. Payday lenders in Wichita, ks accept consumers with poor credit. You can apply for a bad credit payday loan on the net at any time of the day and if successful could have the funds in your account within the hour.

To get approved for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Wichita, Kansas

First Citizens Bank

7950 College Blvd, Overland Park, KS 66210, USA

+1 (913) 312-5108

locations.firstcitizens.com

LendNation

129 W Dennis Ave, Olathe, KS 66061, USA

+1 (913) 829-9200

www.lendnation.com

Advance America

4100 E Harry St Unit 10, Wichita, KS 67218, USA

+1 (316) 687-0909

www.advanceamerica.net

Golden Plains Credit Union

1714 E Kansas Ave, Garden City, KS 67846, USA

+1 (620) 275-2151

gpcu.org

Vantage Commercial Capital, Inc.

7500 College Blvd Suite 500, Overland Park, KS 66210, USA

+1 (913) 543-4242

vantagecomcap.com

Meritrust Credit Union - Pawnee

1322 W Pawnee St, Wichita, KS 67213, USA

+1 (316) 683-1199

www.meritrustcu.org

Mid American Credit Union

8404 W Kellogg Dr, Wichita, KS 67209, USA

+1 (316) 722-3921

www.midamerican.coop

Silver Lake Bank

2011 SW Gage Blvd, Topeka, KS 66604, USA

+1 (785) 272-2270

www.silverlakebank.com

Coffeyville Banking Center

Hickman St, Coffeyville, KS 67337, USA

+1 (620) 251-9400

www.mybankcnb.com

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