Welcome to Our Online Loan Referral Service

5 5 reviews

101 Plaza Dr, Albany, KY 42602, USA
+1 (606) 387-9850
www.firstandfarmers.com
Wednesday
7:30AM–3:30PM
Thursday
7:30AM–3:30PM
Friday
7:30AM–5PM
Saturday
8AM–12PM
Sunday
Closed
Monday
7:30AM–3:30PM
Tuesday
7:30AM–3:30PM

Domain Info

Created Date

2003-12-31

Mailing Address

2020 S HIGHWAY 27, SOMERSET, KY, 42501-2926, United States

Company Name

First & Farmers National Bank

First & Farmers National Bank

Contact Data

[email protected]

+1.2703854004

What people think about First & Farmers National Bank?

Below you see some of the opinions of our customers.

Said I was approved for a cash advance loan. Have been waiting 2 days, still no funds I my account. I conclude it’s fake.

Ole Treutel

Wasted too much time with this company. They charge sky high rates! Seek elsewhere

Werner Ortiz

Stay away! It’s a fake! They call me every week from various phone numbers. Tired of blocking these numbers. Never give them your personal details!!

Renee Koch PhD

I tried to borrow cash from First & Farmers National Bank. They rejected me. Why then declare they accept everyone even those with poor credit?? Choose another lender. Later, got many mails with an offer to take out a loan. I do not recommend this service.

Dr. Mckenna Walker

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Albany, New York

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Albany, New York is are easy to get. The interest rate is individual for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to individuals with a poor credit history. Payday loan approvals depend very much on specific factors. Lenders will look at your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

APR Calculator

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Limestone Bank

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PNC Bank

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A+ Loans & Taxes

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