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3.7 7 reviews
Loan agency in Berea, Kentucky

226 Mini Mall Dr, Berea, KY 40403, USA
+1 (859) 986-1118
www.loansbyworld.com
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

2016-09-23

Mailing Address

108 FREDERICK ST, GREENVILLE, SC, 29607-2532, United States

Company Name

World Acceptance Corporation

World Acceptance Corporation

Contact Data

[email protected]

864-298-9800

+1.9999999999

Feedback about World Finance?

Here you see the feedback of our clients.

100% sly company. They ask for a photo then spread on the Internet. They lie that it is approved, so that you sent them a card data and an ID photo.

Saige Johns Sr.

I issued a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Prof. Lucas Osinski Jr.

I contacted World Finance 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will be deposited the money. And instead of money, excuse me, address the company in a month. Why?

Bruce Bahringer

Pay Attention

Further there will be given the details about not a certain lending company. The information below will explain common information about payday loans and its specific aspects.

Payday Loans in Berea, West Virginia

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is easy and quick to take out loans in Berea, West Virginia. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most efficinet terms and rates.

APR

31% APR for loans up to $2,000

How will World Finance help take out a loan in Berea, West Virginia?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to review the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Lenders in Berea, wv review this circumstance not an obstacle to issue a loan. The recipient of a payday loan should be ready to objectively assess financial capabilities, issue a loan, repay the debt on schedule and not only solve current difficulties, but improve the credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

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Central Bank & Trust Co.

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Edward Jones - Financial Advisor: Crissy N Bundren, AAMS®

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Cash Advance Centers of KY

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Check Into Cash

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Bank of Edmonson County-Atm

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Commercial Bank Of Grayson

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