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Loan agency in Cynthiana, Kentucky

117 E Pike St, Cynthiana, KY 41031, USA
+1 (859) 234-1881

Feedback about J B Finance Co?

Here you see the feedback of our clients.

Only an ID is needed to apply. Was on a working trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Trinity Hane

It so happened that it had to go to another city, but the salary had not yet arrived. A friend recommended me to address J B Finance Co. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Gerry Runte PhD

Yesterday I needed extra funds, I decided to contact J B Finance Co. They quickly approved the amount needed, and besides, they offered favorable terms at a low interest rate.

Maddison Robel

A good payday lender. The company quickly processed the application and credited the funds to my bank account.

Andrew Dare

Pay Attention

The first three points show the certain lender. In other turn, below-specified info makes users grapple with general information about payday loans.

Payday Loans in Cynthiana, Kentucky

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

It is easy and fast to take out payday loans in Cynthiana, Kentucky. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will J B Finance Co help take out a payday loan in Cynthiana, Kentucky?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are issued day and night. The deposit will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Cynthiana, ky will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a exact cost of the payday loan.

APR Calculator

Other Payday Lenders in Cynthiana, Kentucky

Regency Finance

8800 Dixie Hwy, Louisville, KY 40258, USA

First Financial Bank

201 Limestone Dr, Frankfort, KY 40601, USA

+1 (502) 875-4500

www.bankatfirst.com

Farm Credit Mid-America

180 W 1st St, Campbellsville, KY 42718, USA

+1 (270) 789-2396

FNB Bank, Inc.

1197 Canton Rd, Cadiz, KY 42211, USA

+1 (270) 522-3256

growwithfnb.com

Edward Jones - Financial Advisor: Jamie Harris

141 N Public Square, Glasgow, KY 42141, USA

+1 (270) 651-9993

www.edwardjones.com

Community Trust Bank

38 Shiloh Dr, London, KY 40741, USA

+1 (606) 864-2439

www.ctbi.com

Bank of America ATM

2606 Indiana Ave, Fort Campbell, TN 42223, USA

www.bankofamerica.com

First National Bank

2140 US-127, Russell Springs, KY 42642, USA

+1 (270) 866-4343

www.fnbrs.com

Check Advance - Closed

1203 Skyline Dr, Hopkinsville, KY 42240, USA

+1 (270) 885-4585

www.checkadvanceservices.com

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