Heartland Bank Payday Loans Review - Fort Thomas, Kentucky

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to applicants with a bad credit rating. Payday loan approvals depend very much on other circumstances. Lenders will look at your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a payday loan, you need to comply with the following requirements:

• be 18 years old or older;
• be a U.S. citizen or permanent resident;
• be employed and have a steady income;
• have a valid checking account in your name;
• have an email address and phone number.