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What people think about Heartland Bank?
Below you get acquainted with some of the reviews of our customers.
I contacted Heartland Bank for a loan. Everything was done very fast. Had the funds in my account the next evening. Employees are very nice. Best experience!
Ms. Margarita Buckridge IV
I applied for the first loan in my life, was approved in 10 minutes despite the fact that I had bad credit. I repaid it early. Love this company for their reasonable rates. Other lenders in my area charge sky high interest!
Demarco Ortiz
Pay Attention
Below you can read general information about payday loans and their common characteristics.
Payday Loans in Fort Thomas, Kentucky
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans in Fort Thomas, Kentucky is are simple to access. The interest rate is individual for each applicant and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.
APR
460% APR*
Max Loan
$500
Min Term
Not Specified
Max Term
60 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to applicants with a bad credit rating. Payday loan approvals depend very much on other circumstances. Lenders will look at your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a payday loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator helps to quickly calculate the APR. It’s easy to find out the exact cost of the loan even before applying.
APR Calculator
Other Payday Lenders in Fort Thomas, Kentucky
Hancock Bank & Trust Co
220 Main St, Hawesville, KY 42348, USA
+1 (270) 927-8855
www.hancockbankonline.com
U.S. Bank ATM - Morehead State University
150 University Blvd, Morehead, KY 40351, USA
+1 (800) 872-2657
usbank.com
OneMain Financial
2700 New Holt Rd c, Paducah, KY 42001, USA
+1 (270) 442-1611
www.onemainfinancial.com
