First Kentucky Bank Payday Loans Review

3 2 reviews

Organization owner?

1861 J H O'Bryan Ave, Grand Rivers, KY 42045, USA

+1 (270) 362-9363

www.firstkentucky.com

Tuesday

8:30AM–4PM

Wednesday

8:30AM–4PM

Thursday

8:30AM–4PM

Friday

8:30AM–6PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–4PM

Domain Info

Created Date

2010-06-17

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about First Kentucky Bank?

Here you grapple with the reviews of our customers.

Thanks to First Kentucky Bank for helping out when money is emergenctly required. I have been applying to this service for over a year and everything is always honest, without hidden charges.

Dr. Verla Marquardt Jr.

The payday loan is deposited easily and quickly. There is a minus - a great commission when repaying a loan.

Princess Mante

Money was urgently needed. I submitted an online application in First Kentucky Bank. I sent all the necessary photos of documents, talked to the staff by phone. The requested payday loan was approved. Within an hour, the money was transferred to my card.

Ms. Meaghan Frami

Thanks to the employees for the reputable service. They helped out in difficult times. For application you only need an ID.

Monty Batz

Thanks to the team of First Kentucky Bank. Quick solution of the arisen issues, quick decision on the payday loan. I definitely recommend this service.

Marlene Bogan

Pay Attention

Lending companies are shown in the first three points. Below info defines general information about payday loans.

Payday Loans in Grand Rivers, Kentucky

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Problem-free financial products are considered as payday loans in Grand Rivers, ky. They are issued at individual interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will First Kentucky Bank help take out a payday loan in Grand Rivers, Kentucky?

24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The loan will be sent to a bank account, so a personal visit to the department is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Grand Rivers, ky will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit score.

The following common points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in Grand Rivers, Kentucky

Jerry's Jewelry

1207 W Madison St, Franklin, KY 42134, USA

+1 (270) 586-5403