Commonwealth Credit Union Payday Loans Review

4.9 7 reviews

Organization owner?

511 Joseph Dr, Harrodsburg, KY 40330, USA

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

What people think about Commonwealth Credit Union?

Below you see some of the testimonials of our clients.

Thank you for the amazing service. Your staff helped me throughout the process. It’s great that you only need an ID to get cash.

Ms. Oleta Langworth II

Commonwealth Credit Union rescued me in a hard time. They approved me for a loan although I had credit problems. The process was effortless and quick. I value their professional client support service and affordable rates. I will definitely recommend this website to my relatives and friends.

Mr. Arnulfo Halvorson

Recently I experienced the most unpleasant situation in my life. I urgently needed $1000 to cover utility bills. This institution helped me the same day. They were the only lender that accepted me for the requested amount. I dealt with all my problems. I will surely recommend this website to my friends. Best service in my life.

Tomasa Braun Sr.

Was invited to a gender party but was broke at that time. A friend recommended me to address Commonwealth Credit Union. And I did. This was the best decision! Yes, the APR was high but I think it’s because I had low credit. In general, The process was trouble free.

Ms. Alexane Schumm MD

Important

Below you can see general information about payday loans and their common features.

Payday Loans in Harrodsburg, Kentucky

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

Online payday loans can be the best solution to your sudden financial difficulties in Harrodsburg , Kentucky because they are easily obtained and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a poor credit score an increased chance to get accepted for payday loans. A payday loan may be the only option available for some clients to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your capabilities and pay back your loan commitments in good time.

To get accepted for a payday loan, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.