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5 3 reviews
Loan agency in Henderson, Kentucky

714 Barret Blvd, Henderson, KY 42420, USA
+1 (270) 826-5200
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

Feedback about Peoples Choice Finance?

Here you see the reviews of our clients.

Sky-scraper interest rate. When paying back a payday loan, some other interest is charged, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another site.

Miss Jaclyn Wisozk

I took out $300 for several days. When the loan was returned, they applied a gigantic commissions, I had to pay almost $400.

Lon Bahringer

I took out only $100, and they promised the first customers get 0%, the money was deposited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Ms. Diana Larson III

Disappointed! Was declined to borrow $1,000. Only $400 was approved.

Gilbert Hickle

Pay Attention

Above there are details about a certain lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Henderson, New York

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Problem-free financial products are known as payday loans in Henderson, ny. They are issued at individual interest rates. They depend on personal data. It is also important to pay back as much payday loans as possible.

APR

25% small loan cap

How will Peoples Choice Finance help issue a loan in Henderson, New York?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to process the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by lenders before issuing a loan. But banks almost 100% deny the application when lenders in Henderson, ny will estimate other aspects like solvency and approve a payday loan. This is a way to improve your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Henderson, Kentucky

Community Trust Bank

470 Lexington Rd, Versailles, KY 40383, USA

+1 (859) 879-5480

www.ctbi.com

Citizens National Bank

9674 KY-122, McDowell, KY 41647, USA

+1 (606) 886-4000

www.wercitizens.bank

Citizens National Bank - Russell Springs Branch

94 Lake Way Dr, Russell Springs, KY 42642, USA

+1 (270) 858-6341

www.cnbsomerset.com

PNC Bank

8810 U.S. Hwy 42, Florence, KY 41042, USA

+1 (859) 384-3390

apps.pnc.com

U.S. Bank Branch

131 Main St, Pikeville, KY 41501, USA

+1 (606) 437-2646

locations.usbank.com

Cash Express

1102 S Main St, Madisonville, KY 42431, USA

+1 (270) 821-3321

www.cashexpressllc.com

Advance America

264 Kroger Center Dr, Morehead, KY 40351, USA

+1 (606) 784-4253

www.advanceamerica.net

Farmers National Bank

101 Shelby Jct Ln, Junction City, KY 40440, USA

+1 (859) 854-5006

www.fnbky.com

Fifth Third Bank & ATM

131 N Ft Thomas Ave, Fort Thomas, KY 41075, USA

+1 (859) 441-0500

locations.53.com

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