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4.5 2 reviews

2011 US-60 E, Henderson, KY 42420, USA
+1 (270) 830-8233
www.hfcu.info
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2002-10-16

Mailing Address

FL, United States

Company Name

Contact Data

What people think about Heritage Federal Credit Union?

Below you see some of the opinions of our clients.

Friendly and caring staff.

Nova Koepp

Don't know this place

Miss Jalyn Conn II

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Now you can review general features of payday loans.

Payday Loans in Henderson, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Henderson, New York is are easy to get. The interest rate is individual for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a poor credit history an increased chance to get approved for short-term loans. A payday loan may be the only option available for some people to help them out of fix. If you take out such a loan, it is important that you always borrow within your budget and repay your loan commitments without delays.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.

APR Calculator

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Edward Jones - Financial Advisor: Kamron M Terry, AAMS®

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