Welcome to Our Online Loan Referral Service

5 reviews

361 Romany Rd, Lexington, KY 40502, USA
+1 (859) 233-4500
www.bankofthebluegrass.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1996-05-27

Mailing Address

KY, United States

Company Name

BANK OF THE BLUEGRASS & TRUST

BANK OF THE BLUEGRASS & TRUST

Contact Data

Feedback about Bank of the Bluegrass & Trust Co.?

Here you read the feedback of our customers.

I took out $300 for several days. When the funds were returned, they applied a huge commissions, I had to pay almost $400.

Thelma Harris V

I issued $300 for several days. When the funds were returned, they applied a huge fees, I had to pay almost $400.

Dr. Clay Altenwerth Sr.

100% sly company. They ask for a photo then distribute on the Internet. They lie that it is approved, so that you sent them a card data and an ID photo.

Prof. Devante Koch DDS

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Joanie Rolfson

Pay Attention

The first three points show the certain lender. In other turn, below-defined info makes users grapple with general information about payday loans.

Payday Loans in Lexington, New York

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

Payday loans in Lexington, New York are issued problem-free. The interest percentage is conditional on the client's personal data: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies offer.

APR

25% small loan cap

How will Bank of the Bluegrass & Trust Co. help take out a payday loan in Lexington, New York?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are taken out day and night. The loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Microfinance organizations in Lexington, ny review this circumstance not an obstacle to take out a loan. The customer of a loan should be prepared to objectively assess financial capabilities, issue a loan, pay off the debt on a due date and not only handle current issues, but improve the credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

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