What people think about Tom's Payday Express?
Below you read some of the reviews of our clients.
I needed $800 to buy a bag of my dream. The only way out was to apply for a cash advance. Found a lot of lenders on the Internet. Tom's Payday Express seemed the most legit financial institution in Mount Sterling.
Dr. Federico Baumbach II
Thank you Tom's Payday Express for assisting me when I needed money urgently to pay for business trip. I have applied through this company once and everything was smooth. This is the most credible lender with no hidden fees. Highly recommended!!!
Mrs. Dahlia Wilkinson IV
Good lender with reasonable rates. They money immediately, as I expected. I will use Tom's Payday Express again if I need temporary help.
Esteban Conn
Recently I experienced the most difficult situation in my life. I urgently needed $900 to pay for utility bills. This lender assisted me immediately. They were the only website that approved me for the required amount. I dealt with all my problems. I will 100% recommend this website to my friends. Best service in my life.
Santiago Stracke
Pay Attention
Now you can read general characteristics of payday loans.
Payday Loans in Mount Sterling, Kentucky
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Online payday loans can be the right solution to your short-term financial issues in Mount Sterling , Kentucky because they are easily obtained and easily repaid. Your APR will depend on your state law or on the payday lender's policy.
APR
460% APR*
Max Loan
$500
Min Term
Not Specified
Max Term
60 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a poor credit rating. Payday loan approvals depend very much on other aspects. They will look at your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.
To get accepted for a loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.
APR Calculator
Other Payday Lenders in Mount Sterling, Kentucky
Old National Bank - CLOSED
3740 Merle Travis Hwy, Beechmont, KY 42323, USA
+1 (270) 476-1840
www.oldnational.com
Lendmark Financial Services LLC
80 Madison Square Dr, Madisonville, KY 42431, USA
+1 (270) 825-2722
www.lendmarkfinancial.com
