Welcome to Our Online Loan Referral Service


1020 N Main St #3, Nicholasville, KY 40356, USA
+1 (859) 885-2575

Feedback about Check Exchange?

Here you get acquainted with the reviews of our clients.

want to express my deep gratitude to Check Exchange for believing my case. I had some problems with a credit score, but this company helped me out and took out a loan.

Jaquan Doyle

The money are transferred to my credit card. I pay back through my personal account. The payment is convenient and quick. Pay on schedule and there will be no problems.

Terrence Christiansen

The cash advance is deposited easily and quickly. There is a minus - a great rate when paying off a loan.

Stephon Lubowitz DVM

Pay Attention

Above-specified info offers the details about a definite lender. Below-specified info is devoted to shared information about payday loans.

Payday Loans in Nicholasville, Kentucky

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Nicholasville, Kentucky is taken out simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates a client will get.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Check Exchange help take out a payday loan in Nicholasville, Kentucky?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are issued around the clock. The transfer will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Lenders in Nicholasville, ky review this circumstance not a drawback to issue a loan. The client of a payday loan should be prepared to objectively estimate financial capabilities, take out a loan, pay back the debt on a due date and not only cope with current problems, but improve the credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

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Independence Bank

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Traditional Bank

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+1 (859) 988-1156

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ATM (Regions Bank)

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Advance America

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LendNation

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Cumberland Security Bank

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