Welcome to Our Online Loan Referral Service

3.4 5 reviews

3017 Irvin Cobb Dr, Paducah, KY 42003, USA
+1 (270) 442-3415
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM

What people think about Southside Financial Services Inc?

Below you read some of the testimonials of our customers.

Also, Mackenzie knows what shes doing, even in a busy environment!

Gilberto Kertzmann

We were sad to see Rick retire but Janet is doing a amazing job in his place.

Prof. Chaz Stehr

Important

The previous three items describe a precise lender. But below you can read common data about payday loans.

Payday Loans in Paducah, Kentucky

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans are the easiest loans to qualify for in Paducah, Kentucky. The entire process is straightforward. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give borrowers with a poor credit score an increased opportunity to get accepted for such loans. A payday loan may be the only financial product available for some individuals to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your capabilities and pay back your loan commitments as agreed in the contract.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the exact cost of the cash advance loan immediately.

APR Calculator

Other Payday Lenders in Paducah, Kentucky

CheckSmart

3800 Alexandria Pike, Cold Spring, KY 41076, USA

+1 (859) 912-7350

www.ccfi.com

TIAA Financial Services

4350 Brownsboro Rd Suite 110, Louisville, KY 40207, USA

+1 (901) 498-6170

locations.tiaa.org

World Finance

1407 E Crystal Dr d, La Grange, KY 40031, USA

+1 (502) 222-8869

www.loansbyworld.com

Edward Jones - Financial Advisor: Bill Shaffer, AAMS®

320 High Land Park Dr Suite 10, Richmond, KY 40475, USA

+1 (859) 624-8881

www.edwardjones.com

Abound Credit Union

1600 Spearhead Division Ave building 6424, Fort Knox, KY 40121, USA

+1 (800) 285-5669

www.aboundcu.com

Paducah Bank

2635 Lone Oak Rd, Paducah, KY 42003, USA

+1 (270) 575-5700

www.paducahbank.com

Independence Bank

308 US-41, Sebree, KY 42455, USA

+1 (270) 835-9900

www.1776bank.com

CVNB Cumberland Valley National Bank and Trust

1520 S Hwy 27, Somerset, KY 42501, USA

+1 (606) 676-0784

www.cvnb.com

Lendmark Financial Services LLC

216 William Thomason Byway, Leitchfield, KY 42754, USA

+1 (270) 259-9614

www.lendmarkfinancial.com

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