Domain Info
Created Date
1999-02-17
Mailing Address
KY, United States
Company Name
Republic Bank & Trust
Republic Bank & Trust
Contact Data
Feedback about Republic Bank?
Here you grapple with the feedback of our customers.
Disappointed! Was declined to take out $1,000. Only $400 was approved.
Brice Hamill
I contacted Republic Bank 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, contact the company in a month. Why?
Marisol Orn
Pay Attention
Above-specified info offers the details about a definite lender. Below-specified info is oriented on general information about payday loans.
Payday Loans in Prospect, New York
A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts are from $100-$1,000.
This financial product in Prospect, New York is issued simply and fast. The interest percentage is defined depending on the category of the customer: the more loans are successfully paid off, the more reasonable terms will be ensured to you.
APR
25% small loan cap
How will Republic Bank help issue a loan in Prospect, New York?
- 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The loan will be sent to a credit card, so a personal visit to the department is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every customer should enter the following data:
Submit an application to recieve terms and rates for an offer from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the cause of refusal for a loan is a bad credit history. This factor is assessed by lenders before issuing a loan. But banks almost 100% deny the request when lenders in Prospect, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit history.
The following general points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Prospect, Kentucky
WesBanco Bank
395 N Buckman St, Shepherdsville, KY 40165, USA
+1 (502) 543-2238
locations.wesbanco.com
Edmonton State Bank
118 S Main St, Edmonton, KY 42129, USA
+1 (270) 432-3231
www.edmontonstatebank.com
