What people think about First Choice Finance Co?
Below you read some of the reviews of our clients.
Thanks!! The money were deposited to my bank account as promised – the next day. I repaid the debt on time and had no complaints. The process is fast and legit. Be a responsible person and you will have no troubles.
Mr. Gilberto Orn MD
It decided to rebuild my credit because I had no chances of getting accepted for a mortgage. So I applied for a cash advance via First Choice Finance Co. Took out 2 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very good service.
Dillan Dare
I applied for the first cash advance in my life, was approved in 15 minutes despite the fact that I had bad credit. I repaid it before the due date. Love this lender for their reasonable rates. Other lenders in my city charge sky high interest!
Ms. Joelle Pfannerstill IV
Important
Below you can read general information about payday loans and their common features.
Payday Loans in Providence, Rhode Island
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans in Providence, Rhode Island is are easy to get. The interest rate is individual for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
261%*
Max Loan
$500
Min Term
13 days
Max Term
Not Specified
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit score can typically be an obstacle to getting a bank loan. A payday loan can rescue clients who have bad credit scores or have no credit score. But we recommend you that as with any debt you should only consider applying for a cash advance if you are confident that you can afford payments in good time.
To get accepted for a payday loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a loan, you can use an online calculator. It will show the definite APR of your payday loan.
APR Calculator
Other Payday Lenders in Providence, Kentucky
U.S. Bank Branch
2155 Paul Jones Way, Lexington, KY 40509, USA
+1 (859) 543-9500
locations.usbank.com
Lendmark Financial Services LLC
3921 N Mayo Trail, Pikeville, KY 41501, USA
+1 (606) 433-0227
www.lendmarkfinancial.com
Easy Money Exchange
925 Joe Clifton Dr, Paducah, KY 42001, USA
+1 (270) 444-4494
www.easymoneystores.com
