Welcome to Our Online Loan Referral Service

3.4 5 reviews

457 E Main St, Richmond, KY 40475, USA
+1 (859) 624-2138
mycgb.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

2000-05-30

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Citizens Guaranty Bank?

Here you get acquainted with the reviews of our customers.

I have a problem with paying off a loan at another bank. It is inconvenient to borrow from relativies. Therefore, I decided to contact Citizens Guaranty Bank. They really helped.

Lina Kling

Good service with a favorable rate. Money deposited immediately, I always use Citizens Guaranty Bank.

Noemi Dare

I'm not ashamed to borrow money from Citizens Guaranty Bank, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Anais Purdy

I issued a cash advance when I had problems with money. There was no other way out. I looked out this site on the Internet, among others. Has applied several services. One refused, the other issued at too high a percentage, but here it was approved as I wanted.

Mr. Nels Nolan II

I often issue a payday loan to a card in Citizens Guaranty Bank. It is very efficient. If you give it back quickly, the rate is favorable. Employees politely and intelligibly explain all the terms.

Ophelia Beahan

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid off on time, it can be either extended or paid off ahead of schedule.

Arnaldo Rice

Not the first time I use Citizens Guaranty Bank. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It helps out a lot when funds is urgently needed.

Jeffery Hudson

Pay Attention

Above-defined info provides the details about a certain lender. Below-specified info is oriented on common information about payday loans.

Payday Loans in Richmond, Massachusetts

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

It is simple and quick to take out payday loans in Richmond, Massachusetts. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be provided one of the most efficinet terms and rates.

APR

23% small loan cap

How will Citizens Guaranty Bank help issue a loan in Richmond, Massachusetts?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be deposited to credit card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Richmond, Massachusetts. They estmate many other factors before issuing a cash advance. One of them is payment abilities. This is a way to enhance your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to apply the calculator. It will define the cost of the payday loan.

APR Calculator

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WesBanco Bank

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CVNB Cumberland Valley National Bank and Trust

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Regions Bank

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Edward Jones - Financial Advisor: Ryan S Wilkey

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