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Above-shown info provides the details about a definite lender. Below-defined info is oriented on shared information about payday loans.
Payday Loans in Baton Rouge, Louisiana
Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.
It is easy and fast to issue payday loans in Baton Rouge, Louisiana. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be offered one of the most reasonable terms and rates.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
How will Payday Loans help take out a payday loan in Baton Rouge, Louisiana?
- 24/7 operation. Such online services allow you to credit funds at any time. Money are taken out around the clock. The deposit will be sent to a account, so a personal visit to the office is not required.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval level. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
What data to fill in in the application? - General Info
To submit an application, every customer should fill out the following data:
Then submit an application to recieve an offer from one of the lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in Baton Rouge, Louisiana. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit score into a favorable one.
The following common points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Baton Rouge, Louisiana
Barksdale Federal Credit Union
2701 Village Ln, Bossier City, LA 71112, USA
+1 (800) 647-2328
www.bfcu.org
Gulf Coast Bank & Trust Company
4565 Lasalle St, Mandeville, LA 70471, USA
+1 (985) 249-7240
www.gulfbank.com
Republic Finance
2207 Cypress St Suite 3, West Monroe, LA 71291, USA
+1 (318) 323-6444
locations.republicfinance.com
Jefferson Financial Credit Union
3600 Nelson Rd, Lake Charles, LA 70605, USA
+1 (800) 259-2471
www.jeffersonfinancial.org
