What people think about On Time Cash?
Below you get acquainted with some of the opinions of our clients.
Simple application. I only entered an ID and a bank account. Same day lending decision. The first time I was accepted for $400 only. Hope the limit will increase next time. APR is competitive. Paid back the debt . If desired, the term can be also extended.
Lolita Graham DDS
Thank you On Time Cash for assisting me when I needed funds urgently to pay for a new bike. I have applied through this company twice and everything was OK. This is the most reliable company with no hidden fees. Highly recommended!!!
Hector O'Connell PhD
I contacted On Time Cash for a loan. Everything was done very fast. Had the money in my account the next morning. Employees are very friendly. Pleasant experience!
Brown Kuphal
Important
Now you can see general characteristics of payday loans.
Payday Loans in Baton Rouge, Louisiana
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
It is effortless and speedy to get accepted for payday loans in Baton Rouge, Louisiana. The interest rate will be set individually for each consumer and will depend on the personal data the person provided.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to people with a poor credit history. Payday loan approvals depend very much on other factors. Payday companies will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.
To get accepted for a loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.
