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What people think about Zellco Federal Credit Union?
Below you get acquainted with some of the testimonials of our customers.
Good service with affordable rates. They transferred within 2 hours, as promised. I will use Zellco Federal Credit Union again if I need extra money.
Miss Destiney Stamm DDS
I applied for a $1,000 loan when I needed money after dismissal from work. There simply was no other solution. I found this website on the Internet. Other lender charged unbelievable rates. One lender declined me, another accepted me for a smaller amount but here it got as much as I wanted.
Tiana Schaden
They approve applicants instantly and transfer money the same day. But be careful – they charge high penalties for missed payments. I recommend that you be a responsible borrower! Do not repeat my inaccuracy!
Dr. Tad Nader
Thank you for the best service. Your staff assisted me throughout the process. It’s cool that you only need an ID to apply.
Scarlett Fritsch
Important
The above-given information provides the details about a definite lending service. The information below is about general information about payday loans.
Payday Loans in Bogalusa, Louisiana
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.
Payday loans in Bogalusa, Louisiana is are easy to access. The interest rate is individual for each applicant and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give clients with a bad credit score an increased opportunity to get accepted for payday loans. A payday loan may be the only financial product available for some consumers to help them out of fix. If you take out such a loan, it is important that you always borrow within your budget and pay off your loan commitments without delays.
To get accepted for a payday loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in Bogalusa, Louisiana
VyStar Credit Union ATM
800 Canal St New Orleans, New Orleans, LA 70112, USA
+1 (904) 777-6000
vystarcu.org
The Evangeline Bank and Trust Company
930 S Union St, Opelousas, LA 70570, USA
+1 (337) 948-1720
therealbank.com
Patterson State Bank
801 Victor II Blvd, Morgan City, LA 70380, USA
+1 (985) 395-6131
www.pattersonstatebank.com
