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Feedback about EFCU Financial?
Here you grapple with the reviews of our clients.
Best rates, best people, best service, NO FEES!
Terrill Dach I
They really help young people get started.
Giuseppe White
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Payday lenders are provided in the first three points. Below info shows shared information about payday loans.
Payday Loans in Denham Springs, Louisiana
Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.
It is easy and quick to issue payday loans in Denham Springs, Louisiana. The rates are set on an individual basis: if a client repays as much loans as possible, she will be offered one of the most efficinet terms and rates.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
How will EFCU Financial help issue a payday loan in Denham Springs, Louisiana?
- 24/7 operation. Such online services allow you to credit funds at any time. Money are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the department is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill out in the application? - General Info
To submit an application, every borrower should enter the following data:
After filling out an application, submit it and get the decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Denham Springs, Louisiana. The company will assess many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit score into a favorable one.
The following general points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a loan, you should determine its real cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Denham Springs, Louisiana
Quality Finance Inc
646 N Foster Dr A, Baton Rouge, LA 70806, USA
+1 (225) 929-7976
firstchoicepaydayloans.com
Check Into Cash
725 Oddfellow Road Ste B, Crowley, LA 70526, USA
+1 (337) 785-0812
local.checkintocash.com
ACE Cash Express
1103 E Admiral Doyle Dr, New Iberia, LA 70560, USA
+1 (337) 364-3388
www.acecashexpress.com
Pelican State Credit Union
4520 Lee St, Alexandria, LA 71302, USA
+1 (318) 442-4772
www.pelicanstatecu.com
Check Into Cash
7016 Veterans Memorial Blvd, Metairie, LA 70003, USA
+1 (504) 455-8880
local.checkintocash.com
