What people think about Universal Finance?
Below you get acquainted with some of the reviews of our clients.
I contacted Universal Finance for help. Everything was done very fast. Had the funds in my account the next evening. Employees are very understading. Best experience!
Prof. Claudia Ullrich
They approve applicants instantly and transfer money the same day. But be careful – they charge high penalties for delayed payments. You’d better be a responsible borrower! Do not repeat my mistake!
Lavern Romaguera III
Pay Attention
Below you can review general information about payday loans and their common characteristics.
Payday Loans in Deridder, Louisiana
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
It is easy and speedy to get accepted for payday loans in Deridder, Louisiana. The APR will be set specifically for each client and will depend on the personal data the applicant entered.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit score can often be an obstacle to getting a bank loan. A payday loan can rescue people who have poor credit scores or have no credit history. But we recommend you that as with any debt you should only think about applying for a cash advance if you are certain that you can afford payments punctually.
To get accepted for a payday loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a loan, you can use an online calculator. It will show the definite APR of your payday loan.
APR Calculator
Other Payday Lenders in Deridder, Louisiana
ACE Cash Express
5920 Veterans Mem. Blvd, #102, Metairie, LA 70003, USA
+1 (504) 457-0223
www.acecashexpress.com
Hancock Whitney Bank
545 W Pine St, Ponchatoula, LA 70454, USA
+1 (800) 448-8812
www.hancockwhitney.com
Gulf Coast Bank & Trust Company
1801 E Judge Perez Dr, Chalmette, LA 70043, USA
+1 (504) 569-1900
www.gulfbank.com
World Finance
835 Benton Rd Ste 3, Bossier City, LA 71111, USA
+1 (318) 742-4772
www.loansbyworld.com
Republic Finance
810 S St Blaise Ln Suite E, Youngsville, LA 70592, USA
+1 (337) 856-0045
locations.republicfinance.com
Hancock Whitney Bank
64243 Watts Road, LA-41, Pearl River, LA 70452, USA
+1 (800) 448-8812
www.hancockwhitney.com
