Welcome to Our Online Loan Referral Service

4.3 7 reviews

1110 SW Railroad Ave, Hammond, LA 70403, USA
+1 (985) 348-6172
www.pelicanstatecu.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1998-10-20

Mailing Address

11585 LAKE SHERWOOD AVE N, BATON ROUGE, LA, 70816-4081, United States

Company Name

Pelican State Credit Union

Pelican State Credit Union

Contact Data

[email protected]

+1.2252958465

+1.9999999999

Feedback about Pelican State Credit Union?

Here you read the feedback of our clients.

Not very satisfied with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to solve, by means of customer support.

Laurianne Rowe IV

Day after day spam! I do not have time to block the numbers, so the next day they call from another number.

Sean Durgan

High interest rate. When paying off a debt, some other interest is charged, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another website.

Miss Addie Tremblay

No matter how much asked for a payday loan. Constantly denied. No idea why?

Jerrod Murray

I contacted Pelican State Credit Union 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, address the company in a month. Why?

Miss Kiarra Morar V

Pay Attention

Payday lenders are provided in the first three points. Below info offers general information about payday loans.

Payday Loans in Hammond, New York

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

This financial product in Hammond, New York is issued simply and fast. The interest rate is defined depending on the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

25% small loan cap

How will Pelican State Credit Union help issue a loan in Hammond, New York?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be deposited to credit card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Hammond, ny will assess other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

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