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4.9 10 reviews

933 Grand Caillou Rd, Houma, LA 70363, USA
+1 (985) 879-3012
www.woodforest.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9:30AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1996-03-10

Mailing Address

25231 Grogans Mill Road, The Woodlands, TX, 77380, United States

Company Name

Woodforest DNS

Woodforest National Bank

Contact Data

[email protected]

+1.8323752847

Feedback about Woodforest Bank?

Here you read the reviews of our customers.

Great banking services plus low fees and tellers always friendly and helpful

Cecil Huels

The staff at the Woodforest in Houma, Louisiana are great !

Aniyah Macejkovic

Pay Attention

Above-shown info offers the details about a definite lender. Below-shown info is oriented on common information about payday loans.

Payday Loans in Houma, Louisiana

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is simple and fast to issue loans in Houma, Louisiana. The rates are set on an individual basis: if a client repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Woodforest Bank help take out a payday loan in Houma, Louisiana?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The loan will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% deny the request when lenders in Houma, la will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a definite cost of the loan.

APR Calculator

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