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Loan agency in Houma, Louisiana

Houma, LA 70363, USA
Saturday
Closed
Sunday
Closed
Monday
7:30AM–6PM
Tuesday
7:30AM–6PM
Wednesday
7:30AM–6PM
Thursday
7:30AM–6PM
Friday
7:30AM–6PM

Feedback about Payday Loans?

Here you read the reviews of our customers.

Payday Loans is quite reliable, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on schedule. The managers in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Dr. Cary Sporer DVM

Not the first time I use Payday Loans. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It assists a lot when funds is urgently needed.

Lisandro Ryan

Thanks to Payday Loans for helping out when money is emergenctly needed. I have been applying to this company for over one year and everything is always honest, without hidden commissions.

Dr. Jillian Murazik

I took the first payday loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Chadd Kris

I addressed Payday Loans. Everything was done fast. Only pleasant impressions remained!

Jessyca Mann

Pay Attention

Lending companies are described in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Houma, Louisiana

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Houma, Louisiana are taken out problem-free. The interest percentage is conditional on the customer's person-related data: if you cover obligations for more payday loans, the more favorable terms and rates lenders offer.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Payday Loans help take out a payday loan in Houma, Louisiana?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are issued day and night. The loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Houma, Louisiana. They estmate many other factors before issuing a payday loan. One of them is payment abilities. This is a way to improve your credit history.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Houma, Louisiana

Show Me The Money

2316 Barksdale Blvd, Bossier City, LA 71112, USA

+1 (318) 549-1580

www.paydaymoneystores.com

First Guaranty Bank

632 W Oak St, Amite City, LA 70422, USA

+1 (888) 375-3093

www.fgb.net

BancorpSouth Bank

8585 Fern Ave, Shreveport, LA 71105, USA

+1 (318) 795-3000

www.bancorpsouth.com

Advance America

2965 Cottingham Expy, Pineville, LA 71360, USA

+1 (318) 640-5864

www.advanceamerica.net

Cash 2 U

1317 Farmerville Hwy, Ruston, LA 71270, USA

+1 (318) 251-0808

www.cash2ula.com

Jefferson Financial Federal Credit Union

1520 Westbank Expy, Harvey, LA 70058, USA

+1 (504) 348-2424

www.jeffersonfinancial.org

Red River Bank

Stonewall, LA 71078, USA

+1 (318) 383-5310

www.redriverbank.net

BancorpSouth Bank

1701 N 7th St, West Monroe, LA 71291, USA

+1 (318) 361-9793

www.bancorpsouth.com

World Acceptance

104 N Main St, Springhill, LA 71075, USA

+1 (318) 539-2231

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