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Created Date
2008-06-01
Mailing Address
Company Name
Contact Data
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Lending companies are shown in the first three points. Below info offers common information about payday loans.
Payday Loans in Houma, Louisiana
A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts are from $100-$1,000.
Such financial products as payday loan in Houma, Louisiana is taken out simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more reasonable rates a customer will get.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
How will Walmart Money Center help take out a payday loan in Houma, Louisiana?
- 24/7 service. Such online services allow you to get funds at any time. Funds are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill in in the application? - General Info
To submit an application, every client should fill in the following data:
Then submit an application to recieve an offer from one of the lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Houma, Louisiana. The company will assess many points to qualify such as solvency. Payday loans will be a way to improve your bad credit rating into a favorable one.
The following common points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator shows the cost of the payday loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Houma, Louisiana
Deep South Financial Services Inc
816 A N Parkerson Ave, Crowley, LA 70527, USA
+1 (337) 788-2274
deepsouthloans.com
Livingston Parish Credit Union
890 Florida Ave SE, Denham Springs, LA 70726, USA
+1 (225) 664-9103
www.lpfcu.org
ACE Cash Express
3004 Highland Ave, Shreveport, LA 71104, USA
+1 (318) 934-0564
www.acecashexpress.com
ACE Cash Express
4638 Washington Ave, New Orleans, LA 70125, USA
+1 (504) 486-8950
www.acecashexpress.com
