Welcome to Our Online Loan Referral Service

1.7 3 reviews

455 W Railroad Ave, Independence, LA 70443, USA
+1 (888) 375-3093
www.fgb.net
Thursday
8:30AM–4PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM

Domain Info

Created Date

1996-12-16

Mailing Address

DomainsByProxy.com 14455 N. Hayden Road, Scottsdale, Arizona, 85260, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

What people think about First Guaranty Bank?

Below you read some of the testimonials of our customers.

Easy application. I only entered an ID and a bank account. Immedaite approval. The first time I was approved for $300 only. Hope the limit will be more next time. APR is competitive. Repaid the loan earlier than agreed. If you have difficulties, the term can be also extended.

Whitney Kutch Sr.

First Guaranty Bank rescued me in a difficult time. They approved me for a payday loan although I had credit problems. The process was simple and fast. I value their 24/7 customer support service and fair rates. I will 100% recommend this site to my relatives and friends.

Nadia Tremblay

They approve applicants immediately and transfer funds the same day. But be careful – they charge high penalties for delayed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!

Dr. Natalia Olson

Pay Attention

Below you can read general information about payday loans and their common aspects.

Payday Loans in Independence, Virginia

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans may turn out an easy and fast solution to a short-term problem in Independence, Virginia. Loans from payday lenders can get you money same day. Your interest rate will depend on a few things.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to applicants with a poor credit rating. Payday loan approvals depend very much on specific aspects. Lenders will look at your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Independence, Louisiana

Check Into Cash

1641 E 70th St Suite 200, Shreveport, LA 71105, USA

+1 (318) 797-3660

local.checkintocash.com

Home Federal Bank

624 Market St, Shreveport, LA 71101, USA

+1 (318) 222-1145

www.hfbla.com

Woodforest Bank

303 E Interstate Dr, Jennings, LA 70546, USA

+1 (337) 824-7636

www.woodforest.com

Regions Bank

8756 Siegen Ln, Baton Rouge, LA 70810, USA

+1 (225) 364-3540

www.regions.com

JD Bank

4989 E McNeese St, Lake Charles, LA 70607, USA

+1 (337) 478-3360

jdbank.com

Bastrop Loan Co Inc

404 W Madison Ave, Bastrop, LA 71220, USA

+1 (318) 281-8800

BancorpSouth Bank

32330 LA-16, Denham Springs, LA 70726, USA

+1 (225) 664-9771

www.bancorpsouth.com

Hancock Bank

38012 LA-3089, Donaldsonville, LA 70346, USA

+1 (225) 474-2940

www.hancockwhitney.com

Cash 2 U

1400 Cooper Lake Rd Ste 1, Bastrop, LA 71220, USA

+1 (318) 556-4020

www.cash2ula.com

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