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1.7 22 reviews

329 W Pont Des Mouton Rd, Lafayette, LA 70507, USA
+1 (800) 448-8812
www.hancockwhitney.com
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM

Domain Info

Created Date

2011-03-24

Mailing Address

2510 14TH ST, GULFPORT, MS, 39501-1948, United States

Company Name

Hancock Bank

Hancock Bank

Contact Data

[email protected]

+1.2288684000

Feedback about Hancock Whitney Bank?

Here you get acquainted with the feedback of our clients.

Not nice people.. think I'm switching banks asap.

Benjamin Graham

The next month I got a credit for the $12 service charge.

Deonte Koelpin

As a non customer of #HancockWhitney I am extremely pleased with my experience.

Yvonne Streich

Kudos to Iberia Bank for it's excellent Small Business banking offerings.

Corine Corwin

Great customer service

Dr. Louvenia Franecki PhD

Pay Attention

Above-defined info provides the details about a certain lending company. Below-specified info is devoted to shared information about payday loans.

Payday Loans in Lafayette, New Jersey

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Lafayette, New Jersey are taken out easily. The interest percentage depends on the borrower's personal information: if you cover obligations for more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

30% usury cap

How will Hancock Whitney Bank help take out a loan in Lafayette, New Jersey?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out day and night. The transfer will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor taken into account by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by lenders to take out a cash advance. The lending company review many aspects such as financial abilities to approve the form. Payday loans in Lafayette, New Jersey may help improve your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

APR Calculator

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Southwest Loan Co of Rayne

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All-State Credit Plan

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