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Created Date
2018-06-27
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What people think about First Choice Loans LLC?
Below you get acquainted with some of the opinions of our customers.
The process was hassle-free, fast. No paperwork needed. Thank you so much. Love their 24/7 customer support. No complaints. Would apply again.
Dr. Meaghan Jaskolski
I had problems with paying off my bank loan and was not sure I would get accepted for a loan with First Choice Loans LLC . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $1000 online. Fortunately I got an approval!!! They literally saved my life.
Prof. Marques Dibbert V
I recommend First Choice Loans LLC to everyone who need extra money. I’ve been using them for 5th time. Always amazing service!
Mabelle McClure
I asked First Choice Loans LLC for a little support. Everything was done very quickly. Had the money in my account the same day. Employees are very friendly. Pleasant experience!
Miracle Muller DDS
Important
Below you can review general information about payday loans and their common aspects.
Payday Loans in Lafayette, New Jersey
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
It is easy and speedy to get accepted for payday loans in Lafayette, New Jersey. The interest rate will be set individually for each consumer and will depend on the personal data the borrower entered.
APR
30% usury cap
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a bad credit history an increased chance to get accepted for short-term loans. A payday loan may be the only financial product available for some clients to help them out of fix. If you take out such a loan, it is critical that you always borrow within your budget and pay back your loan commitments on scheduled.
To get accepted for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a loan, you can use an online calculator. It will show the definite APR of your payday loan.
APR Calculator
Other Payday Lenders in Lafayette, Louisiana
Hancock Whitney Bank
1274 Bellview St, Morgan City, LA 70380, USA
+1 (800) 448-8812
www.hancockwhitney.com
Sabine State Bank and Trust Company
401 E 5th Ave, Oakdale, LA 71463, USA
+1 (318) 335-3577
www.sabinebank.com
