Welcome to Our Online Loan Referral Service

4.1 9 reviews

1455 W Willow St, Lafayette, LA 70506, USA
+1 (337) 232-8450
www.section705fcu.org
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
9AM–5PM
Thursday
8AM–5PM
Friday
8AM–5:30PM

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Feedback about Section 705 Federal Credit Union?

Here you get acquainted with the reviews of our customers.

Great Service & Staff

Victor Satterfield

These people hear are great...

Johnson Ward

The staff here is one of a kind.

Dustin Greenfelder

Pay Attention

Lenders are provided in the first three points. Below info offers shared information about payday loans.

Payday Loans in Lafayette, New Jersey

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

It is easy and quick to issue payday loans in Lafayette, New Jersey. The rates are set on an individual basis: if a client repays as much loans as possible, he will be offered one of the most efficinet terms and rates.

APR

30% usury cap

How will Section 705 Federal Credit Union help issue a loan in Lafayette, New Jersey?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Lafayette, New Jersey. The company will assess many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Lafayette, Louisiana

Oupac Financial Services

507 Main St, Mamou, LA 70554, USA

+1 (337) 468-5626

World Finance

1480 Gause Blvd Ste E, Slidell, LA 70458, USA

+1 (985) 646-1010

www.loansbyworld.com

Walmart Money Center

1429 Eagle Dr, Ruston, LA 71270, USA

+1 (318) 436-9960

www.walmart.com

Walmart Money Center

4858 LA-1, Raceland, LA 70394, USA

www.walmart.com

Gulf Coast Bank

221 S State St, Abbeville, LA 70510, USA

+1 (337) 893-7733

www.gcbank.com

Easy Money EMG

4165 Highway 1 South Casa Loma Plaza Shopping Center, Port Allen, LA 70767, USA

+1 (225) 749-7979

www.easymoneynow.com

Assurance Financial Group LLC

2426 Jake Dr #2, Opelousas, LA 70570, USA

+1 (337) 407-9412

www.lendtheway.com

Bickham Inc

817 Washington St, Franklinton, LA 70438, USA

+1 (985) 839-2807

E Z Checkloans Inc

3027 Gerstner Memorial Dr, Lake Charles, LA 70601, USA

+1 (337) 721-7007

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