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5 reviews
Loan agency in Lake Charles, Louisiana

1850 Gerstner Memorial Dr # A, Lake Charles, LA 70601, USA
+1 (337) 312-5626
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

What people think about Insta Cash?

Below you see some of the reviews of our clients.

It needed to improve my credit because I had no chances of getting approved for a mortgage. So I applied for a payday loan via Insta Cash. Took out 4 small loans, one after another, and repaid them in timely manner. My credit score improved! It worked! Very happy.

Ettie Walsh PhD

Recently I experienced the most difficult situation in my life. I urgently needed $900 to cover medical bills. This lender helped me immediately. They were the only website that accepted me for the required amount. I sorted out all my troubles. I will definitely recommend this company to my friends. Best service ever.

Chaya Berge PhD

Pay Attention

Now you can see general features of payday loans.

Payday Loans in Lake Charles, Louisiana

A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Lake Charles, Louisiana. The entire process is fast. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give clients with a bad credit history an increased opportunity to get approved for such loans. A payday loan may be the only loan available for some consumers to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay off your loan commitments on time.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the precise cost of the loan immediately.

APR Calculator

Other Payday Lenders in Lake Charles, Louisiana

Quick Cash

815 E Lasalle St # B, Ville Platte, LA 70586, USA

+1 (337) 363-3361

www.quickcashfin.com

Security Finance

324 Homer Rd, Minden, LA 71055, USA

+1 (318) 371-1014

www.securityfinance.com

Bossier Federal Credit Union

3248 Barksdale Blvd, Bossier City, LA 71112, USA

+1 (318) 741-5111

www.bossierfcu.org

First Credit Corporation

113 South Dr #8, Natchitoches, LA 71457, USA

+1 (318) 352-5010

Cash Time

130 N Main St, Springhill, LA 71075, USA

+1 (318) 539-9206

cashtime.com

Jefferson Financial Federal Credit Union

1520 Westbank Expy, Harvey, LA 70058, USA

+1 (504) 348-2424

www.jeffersonfinancial.org

Department of Corrections Credit Union

6303 Esler Field Rd, Pineville, LA 71360, USA

+1 (318) 641-3600

www.doccu.org

CORPORATE OFFICE- Republic Finance

7031 Commerce Cir, Baton Rouge, LA 70809, USA

+1 (800) 317-7662

www.republicfinance.com

Kaplan Loan & Mortgage

210 N Cushing Ave, Kaplan, LA 70548, USA

+1 (337) 643-6411

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