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4.9 149 reviews
Loan agency in Lake Charles, Louisiana

3114 Ryan St, Lake Charles, LA 70601, USA
+1 (337) 433-3324
excelfinco.com
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM

Domain Info

Created Date

2006-02-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, TX, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Excel Finance?

Below you read some of the testimonials of our clients.

Great manager, great loan service

Prof. Estella Huels

The staff overall is very professional and personal.

Prof. Florence Buckridge V

Response was quick and customer service was awesome.

Rowena Smitham

Important

The previous three items describe a certain financial institution. But below you can read general details about payday loans.

Payday Loans in Lake Charles, Louisiana

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans are the easiest loans to be eligible in Lake Charles, Louisiana. The entire process is fast. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get accepted for a payday loan. Such loans are created to help meet the needs of consumers with bad credit scores. There are lenders who may be willing to offer you a payday loan even if you have a bad credit rating. You will need a steady income to be eligible for a bad credit payday loan.

To get approved for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Lake Charles, Louisiana

World Finance

1412 Farmerville Hwy #3, Ruston, LA 71270, USA

+1 (318) 255-8654

www.loansbyworld.com

Customer Credit Corporation

219 E Madison Ave, Bastrop, LA 71220, USA

+1 (318) 281-0870

Courtesy Loans

Rayville, LA 71269, USA

Business First Bank

1821 Louisiana 30 W, Gonzales, LA 70737, USA

+1 (225) 647-4921

www.b1bank.com

World Finance

908B Brashear Ave, Morgan City, LA 70380, USA

+1 (985) 384-6061

www.loansbyworld.com

Approved Cash

1783 Martin Luther King Blvd Suite 3-102, Houma, LA 70360, USA

+1 (985) 223-8895

approvedcashadvance.com

Modern Finance Company of Bogalusa, LLC

218 Carolina Ave, Bogalusa, LA 70427, USA

+1 (985) 735-1347

www.modernfinancellc.com

American Cash Advance

5524, 7171 Airline Hwy # 6, Baton Rouge, LA 70805, USA

+1 (225) 355-5500

www.americancashadvance.net

Red River Bank

1412 Centre Ct #101, Alexandria, LA 71301, USA

+1 (318) 561-4000

www.redriverbank.net

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